Why Should You Include Sample Essays in Your College Resource Guide?

<h1>Why Should You Include Sample Essays in Your College Resource Guide?</h1><p>Students regularly stall out when attempting to discover tests of instructive papers. In addition to the fact that they have to comprehend the importance of the primary thought of the paper, yet they should likewise have the option to actualize it in their own work. Composing papers isn't in every case simple for some understudies, however on the off chance that they have a decent asset manual for assist them with composing compelling expositions, they can build up a superior comprehension of how to sort out their musings and compose cognizant essays.</p><p></p><p>There are a few reasons why composing assets ought to incorporate examples of educational papers. To start with, understudies ought to know that they don't generally need to take the whole purpose of the article close by. This can be a mix-up. Rather, they should take a gander at only one part of the art icle, for example, the theory proclamation or probably the most significant realities to consider.</p><p></p><p>One of the essential reasons that an understudy should fuse an example of instructive paper into their asset control is on the grounds that it will assist them with building up a superior comprehension of what precisely it is they need to impart. All things considered, an article is a bit of composing that perusers will invest energy with. This is their opportunity to perceive how well you impart your thoughts. An extraordinary asset guide should give instances of expositions that are like theirs. By taking a gander at these examples, they can build up a superior comprehension of how to apply the material they definitely know to the particular issues they face in college.</p><p></p><p>There are numerous kinds of article tests. A few models include expounding on a general point. Different models incorporate article tests that get some information about explicit subjects or even themes inside the class.</p><p></p><p>Students who are simply beginning on school should see asset manages that give tests of instructive papers that are like their own. The more experience they have with perusing and composing, the simpler it will be for them to discover and comprehend instances of useful expositions. Since there are such a large number of assets accessible, they ought to have the option to pick the correct one for them.</p><p></p><p>Students should set aside some effort to pick an article that best accommodates their particular objectives. They ought to likewise recollect that not the entirety of the assets they see will offer a wide range of papers. Some will concentrate just on the composition for specific subjects, while others will concentrate on the composing itself.</p><p></p><p>College understudies additionally need to set aside some effort to peruse the examples gave by the asset manages cautiously. They should ensure that they know precisely what they will peruse. In the event that they don't have any involvement in the particular paper, they ought to maintain a strategic distance from the sample.</p><p></p><p>There are a few reasons why test articles from asset aides ought to be remembered for asset guides. By checking on tests of useful papers, understudies can all the more likely comprehend the creative cycle and how to utilize their time composing papers. What's more, since this is a source that understudies use normally, they ought to have the option to discover great materials that are likewise simple to understand.</p>

Top Three Topics For Term Paper Topics For Electrical Engineering

Top Three Topics For Term Paper Topics For Electrical EngineeringWhen selecting your term paper topics for electrical engineering, it is important to narrow the scope of your topic choices down to the specific and relevant ones. For example, you will want to select topics that are specific to the field of electrical engineering in order to give you a comprehensive overview of the subject matter.There are a few basic requirements that you should take into consideration before selecting topics for your term paper. For example, you need to first determine how big of an area you are covering. You must also consider the topic that you are writing about and this can be a helpful way to gauge what is commonly being studied in electrical engineering.Once you have determined which topics are going to be the most relevant to your topic, it is time to consider the different schools you have spoken with so far. The more research you do, the better chance you have of choosing topics that are rela ted to the school of study. In addition, be sure to note which professors at the school are friendly and helpful and which ones may be difficult to contact.After deciding on the best course of study you would like to pursue, visit your local library and look for textbooks that contain topics that are relevant to the career you hope to enter. Look for books that cover both theory and application that can provide you with a complete overview of the topic. This can help you get a head start on your writing.You may find yourself thinking about topics that are completely unrelated to your field of study, but these are the types of topics that will not only add more holes to your already overloaded term paper, but they will also result in poor written projects. Make sure that any additional ideas you have are not in line with your chosen path of study. It is important to avoid coming up with topics that are too obscure.When writing your term paper topics for electrical engineering, you sh ould first understand that there are several different types of papers. Each type has specific requirements in terms of structure and format. In order to create a well-structured project, you should prepare to write an abstract before writing your paper.Once you have prepared your abstract, you should begin to take care of the details. You should first review the information you have gathered from the library, the professors and the online sources you have used. After you have covered all of the necessary aspects, you can then move on to the formalities.Finally, you will need to analyze the subjects you have chosen and determine which ones are more interesting to you. This is going to be the most important part of your paper and if you are able to make a decision quickly, you should be able to come up with many ideas to work with. Once you have completed the formalities, you can move on to the writing process.

Coursework Exposed

Coursework Exposed Also, students are not totally alert to the format and referencing style. For repeated courses, both grades have to be reported as they show up on the official transcript. My school employs a narrative transcript. Other schools can have more strenuous schedules put on the student who would like to turn into a massage therapist. The Coursework Game The question how to compose a coursework is very easy to answer since writing a coursework is much different then writing a normal research paper. The content of the coursework is going to be sourced from assorted articles and academic materials that are authentic and relevant. Everything will be dependent upon the subject which you choose. You may learn about the other materials at their various reference pages. Thus, you can be assured that you are going to be getting one of the ideal online finance coursework writing services with experts of ABC Assignment Help. By trying to find a certified one through t he net, it is possible to easily take courses on your own moment. Also, if you're in search for an entire on-line coursework writing service provider, look no more. In the event the students face any problem, they can speak to the financial coursework help on-line support. Coursework: No Longer a Mystery Syllabi for every one of the courses which you would like reviewed have to be submitted with the application. Students selected for the program has to have their real course plan accepted by the PULSAR Director. Students must teach for at least one semester. From there, they can break down what they would like to do. Few students may imagine that it's tough and its assignments are desperate as a result of an intricate undertaking. Honors College students utilize the Honors Coursebook in combination with the University's internet course listing to produce their class schedules each semester. Choosing Coursework Is Simple Though it is tough to provide an ideal definition of Finance following selected statements will allow you to deduce its wide meaning. The topics of finance are extremely elaborate and demand a whole lot of time. ABC Assignment Help is a dependable company with years of know-how in the business, providing lots of scholars with one of the very best finance coursework help services. If you're unable to prepare your coursework in compliance with the guidelines, then spend the support of coursework finance services. Our assignment experts can help you with the very best approach to finish your Finance Projects and University Finance Assignment. Investigation of trade prices and their effect on the worldwide exchange falls under the area of global finance. The practicum option demands investigation of business troubles. The New Fuss About Coursework The adequacy of coursework can frequently be quite tough to evaluate. Basically, it is an important academic activity, and its main purpose is to analyze your understanding of the subject you learn. Needless to say, everything will be inside the appropriate coursework. The coursework that's provided will give students the opportunity to gain skills in quite a few topics that relate to their preferred career. The coursework topic will vary based on the courses you're taking. A whole lot of prior coursework info is expected by the student to compose the coursework properly. The educational documentation you'll need to submit to WES varies based on the nation of study, in addition to the maximum level of education you've completed outside the usa. In any case, the subject consolidates various regions of study. It is vital that you fully credit the job of others in your written work. A lot of internet services are providing great aid and help to students just like you. For the reason, students are predicted to get within the computer's head and act like they understand what the machine is going to do at every moment. Many computer students already have a simple grasp on a number of the concepts, thus making it a lot easier to understand the rest. Coursework Secrets That No One Else Knows About Once you get in college life, you might begin to assume your scholastic success will def initely be convenient. Most computer training courses center on skill. The company foundation courses offer background in a number of functional areas in order to get ready for more advanced studies. By choosing to acquire a naturopathic education and career, students will learn the abilities and knowledge they will need to be able to be successful professionals.

Essay Tips For Writers

Exposition Tips For WritersWhen you choose to compose your first paper, the inquiry that you pose to yourself is, 'By what means will I do this?' This inquiry must be replied as far as the sort of individuals who are going to peruse your work. As an essayist, you should manage analysis and assessment, both basic and of a progressively useful nature. The truth of the matter is that as an essayist, there is no better method to impart your thoughts than by word or deed.Style is another significant thing that you have to consider. Everybody ought to have their very own style. You must distinguish and utilize your very own style with the goal that it doesn't sound or feel like someone else's. Consider your own thoughts and interests and present them in a manner that is all around thought out.Writing an article isn't as straightforward as it sounds. Numerous papers don't have clear beginnings or endings. Also, they are hard to peruse and appreciate. The truth of the matter is that numerous individuals think that its hard to peruse composed words. Probably the most straightforward approaches to make a peruser continue perusing your work is to initially attract them, at that point make your exposition intriguing and convincing, lastly, convey it in a sorted out fashion.The thing that you have to search for is that your article is very much idea out. You will likewise need to ensure that it contains themes and thoughts that intrigue to you. It is critical to inquire about the point you are expounding on. For instance, on the off chance that you will expound on legislative issues, you might need to look into recent developments and policy centered issues that influence your life. In the event that you are composing on a theme that isn't your specialized topic, it is important to discover somebody who can encourage you on the subject.When you start composing your paper, it is urgent that you monitor the time. It is likewise basic that you attempt to distinguish any errors you have made all the while. On the off chance that there are mistakes in your exposition, the principal thing that you ought to do is right the blunders. In any case, be mindful so as not to copy and you ought to likewise ensure that you do exclude your own thoughts in your writing.If you are sufficiently fortunate to be appointed a decent article, you will likewise need to distribute it. In spite of the fact that it isn't important to distribute your exposition as a diary article, you will need to get a decent notoriety for your work by distributing your paper. The primary standard is to compose well, however the subsequent guideline is to distribute your paper for others to see and read.Writing your first exposition isn't simple, yet in the event that you can remember these focuses, it will assist you with abstaining from committing errors will assist you with making an elegantly composed and enlightening article. At long last, composing a quality paper is significant in the eve nt that you need to prevail in the business world.

Writing Custom Research Paper Reviews

<h1>Writing Custom Research Paper Reviews</h1><p>Custom investigate paper surveys are extremely popular. They are advantageous, reasonable and can be tweaked to fit any financial plan. On the off chance that you need to improve your exploration paper composing abilities, at that point read on.</p><p></p><p>Custom investigate paper audits are incredible for improving your composing aptitudes in a fast and simple manner. With such an apparatus you don't need to stress over how great your composing is or whether it's really awful. You should simply utilize your altering programming and type out the item that you need to survey. Compose it in a manner that is drawing in and interesting.</p><p></p><p>After you have finished the exploration paper, it is essential to ensure that it is elegantly composed and coherent. A decent custom research paper survey will have clear composing style and a general engaging quality. The most ideal approach to do this is to recite it so anyone can hear and when you get as far as possible to ensure that you appreciate it.</p><p></p><p>If you are simply starting in your composing profession then you may think that its difficult to have the option to concoct an exploration paper that is unique and fascinating. Custom research paper audits can help with this. They can spare you time and inconvenience by guaranteeing that your composing is novel and fresh.</p><p></p><p>You don't need to compose like an expert essayist. You can compose so a lot or as meager as you need. You should simply adhere to the directions that are given. These audits help to give structure and importance to your exploration paper.</p><p></p><p>Writing custom research paper surveys for your own utilization can be an incredible method to set aside time and cash. In case you're searching for more data about composing custom research p aper surveys for individual use, look at a portion of the extraordinary articles accessible on the Internet. From that point you will have the option to locate the most ideal approach to compose custom research paper surveys for yourself. In case you're a specialist, look no further.</p><p></p><p>Writing custom research paper surveys is one of the most gainful things that you can do to improve your exploration abilities. Simply ensure that you don't leave anything out!</p>

Essay Topics For the College of Electors

<h1>Essay Topics For the College of Electors</h1><p>Essay points for the College of Electors can differ dependent on the competitor or gathering of which the up-and-comer is a section. Notwithstanding, the theme is a huge piece of the article and should be picked with care. On the off chance that the up-and-comer is a piece of both ideological groups, at that point it may not be proper to expound on both ideological groups. There are rules on the best way to pick the subjects of the exposition dependent on the ideological group connection of the candidate.</p><p></p><p>In general, there are a few rules that will help in picking the subjects of the College of Electors paper dependent on the ideological group alliance of the applicant. One model is to remember the applicant's gathering connection for the title of the email. In any case, this ought to be kept away from in every single other case as well.</p><p></p><p>Some competitors, for instance, will host a specific sort of get-together association. Now and again, they are known to be partnered with the Democrat party, while in different cases, they are associated with the Republican party. This might be best done by the author as a piece of the heading of the subject of the political exposition, the segment that manages the particular party connection of the candidate.</p><p></p><p>Another alternative is to remember for the heading of the subject of the political paper, how the up-and-comer feels about the ideological group alliance of the competitor. Sometimes, the main way that an individual can decide this is by the composed political assessments of the competitor. In different cases, the author ought to permit the peruser to discover the specific political assessment of the competitor before settling on his choice on whether to decide in favor of the up-and-comer dependent on his own ideological group affiliation.< /p><p></p><p>With respects to the subject of the College of Electors article, there are a couple of extra sorts of subjects that can be utilized for this reason. The first is to incorporate how the applicant feels about a specific issue, for example, unlawful migration. As the political race season has startedup, the subject of unlawful migration has begun to come up as a significant worry of most Americans.</p><p></p><p>However, there are numerous who don't have faith in any type of illicit movement and might want to know the essayist's sentiment. Accordingly, they may look to the College of Electors exposition to see whether the author puts stock in the lawfulness of unlawful migration or not. This can likewise be an approach to check the credibility of the applicant's campaign.</p><p></p><p>One approach to discover the essayist's supposition on the subject of illicit movement is to approach him in the event that he would decide in favor of pardon. As certain states have begun to permit foreigners to apply for citizenship, some have thought about whether the essayist would bolster a competitor who supports acquittal. This is an inquiry that should be replied if the up-and-comer is considered for participation on the College of Electors.</p><p></p><p>In option to these College of Electors paper points that might be fitting, the authors can generally include their very own musings about the applicants' approaches. For instance, some may feel that the approach of the United States government to crush psychological warfare has been misused and may be frightful that the essayist would bolster an applicant who won't have a similar arrangement as the current administration.</p>

The War Against Personal Essay Topics for High School Students

<h1> The War Against Personal Essay Topics for High School Students </h1> <h2> Personal Essay Topics for High School Students - What Is It? </h2> <p>Most individuals consequently feel that such messages are the propelled ones and that you have to have numerous long periods of involvement with request to be effective recorded as a hard copy them. Truth be told, an individual experience article can portray any occasion in your life, anyway much time it kept going only several minutes or two or three years. A factious paper is a piece of the influence. </p> <p>Mixed combative techniques should be restricted. Along these lines, it's a critical establishment for arranged epic stories! A few understudies think that its difficult to expound on themselves, while some think that its significantly simpler to discuss their private life, instead of examining a relegated point. </p> <h2> Rumors, Lies and Personal Essay Topics for High School Students</h2> <p>Though it might be scary to search out the direction of your educator in choosing a subject, the individual in question constantly slanted to help you in exceeding expectations in your scholastics. After you have picked a subject, lead look into. When you pick a theme, you should answer to the inquiry and after that validate your reaction with at least three inspirations concerning why you think that way. Choosing a point is a basic issue that incompletely appraises last accomplishment of the activity. </p> <p>The essential distinction is that instruc tive points are typically somewhat more school-based, implying that you'll have to have probably some comprehension of the subject of the content. Recall a theme can help decide the aftereffect of an account. Frequently it gets extreme to pick one specific point either because of the numerous thoughts in the understudy's head, or because of their total nonappearance. It's obviously that you ought to pick a subject that you view as intriguing. </p> <p>A paper proposition is the underlying advance to composing an exploration paper the goal behind the proposition is to pick up freedom from the educator that the theme you've picked. Clarify the point of the paper and the manner in which you mean to manage the subject. Additionally, not knowing the structure of a reasonable article can deliver the procedure hard and uninteresting. The basic structure of a paper contains a presentation, the body, and an end. </p> <p>Think about a period once you instructed someone to accomplish something past school. As an essayist you're ready to choose if they'll be entertaining or profound and moving. You're ready to depict the position that it is a fun and fascinating approach to eat Chinese food. Compose a tale about investing energy with someone who is fundamental in your life. </p> <h2> The History of Personal Essay Topics for High School Students Refuted </h2> <p>Use change words to get your content rational and easy to peruse. To pick which subject you're probably going to talk about, it's basic to see the total assortment of good influential discourse points from the particular region of study. You should locate the most reasonable assets for your exposition alongside tolerance when finding the right motivation to compose. As some other scholarly task, your private paper should be faultless with respect to sentence structure and accentuation. </p> <p>To direct you on your excursion here are two or three hints. In conclusion, you ought to find a subject that will some way or another connection your points and yearnings with what's given in the school that you seek to join. At the point when you settle on a subject you're energetic about it makes it conceivable to form a remarkable and enthralling story. </p> <p>Teachers ought not be allowed to contact understudies through informal communication. Understudies should have the option to leave school for lunch. A great deal of understudies put on a uniform. It may likewise be unfortunate when understudies endeavor to swindle their approach to school. </p> <h2> The Chronicles of Personal Essay Topics for High School Students </h2> <p>High school is the absolute best time to work on conveying a convincing discourse, and along these lines don't pass up on the opportunity to figure out how to convey a powerful discourse. Understudies have occupied existences and as often as possible disregard a coming cutoff time. Moreover, they experience pressure from all quarters. Numerous understudies spend an extreme measure of cash on reading material every year. </p> <p>Once you get your finished paper, be sure to mention to every one of your companions what an astounding assistance it is and what's the ideal spot to get modest expositions. At the point when you have perused and seen all that is normal from you, you will be in a situation to pick a theme that will permit you to achieve the entirety of your ideal impacts. In secondary school, you should pick the sort of subject you'll be in a situation to delve into that is, you should make a point to can find enough information on the order. At long last, be sure the paper subject you've picked has a point. </p> <p>Public supplication shouldn't be permitted in schools. Along these lines, to compose an extraordinary article you should conceptualize all contemplations concerning your background. To convey a phenomenal powerful discourse, you should pick a point. </p>

How to Write a Hook For Your 150 Word College Essay

<h1>How to Write a Hook For Your 150 Word College Essay</h1><p>Finding a decent composing snare can assist you with keeping away from a portion of the entanglements that can wreck your paper composing endeavors. A decent snare is a significant segment of your article and ought to be composed as a feature of your arrangement to make your school paper increasingly successful. Your snare ought to connect with your peruser's consideration and keep them concentrated on your exposition, keeping them stuck to the page.</p><p></p><p>In this article I will quickly talk about how you can utilize a snare to further your potential benefit in an expert paper supervisor's eyes. Some straightforward guidelines apply for composing a decent snare, however remember that you can't generally utilize presence of mind with regards to these composing tips.</p><p></p><p>This is a world that expects you to figure out how to adjust to evolving conditions. The web and the data age have changed the principles of the game a piece for you. Indeed, even with the advances in learning, new guidelines should be met to make the best possible climate for being fruitful. Composing a snare to your exposition to make it progressively successful and a charming encounter will permit you to meet this goal.</p><p></p><p>It's essential to recall that you need to settle on a choice about the suitable snare for your article. In the event that you're not content with what you've written in your draft, at that point it's a great opportunity to transform it. In the event that you've never composed a snare, here are some essential rules that you ought to follow to assist you with beginning. We should start by thinking about what occurs if your paper requires a title. Your snare might just beginning with a letter or title that is so notable that it's not strange to hear it on the radio, or on television.</p><p> </p><p>This is a pivotal piece of your paper. Comprehending what individuals are searching for from you will assist you with recounting to your story plainly and compellingly. A title will incorporate catchphrases, for example, best, hit, celebrated, top choice, motivational, and so on. You need to give your peruser the feeling that they are as of now acquainted with your paper, so ensure that your snare incorporates these keywords.</p><p></p><p>Once you've chosen a decent snare, you need to figure out how to form it into something extremely engaging. The most normal approach to do this is to include a passage or two of related material. Here's the means by which to do it. Stage one: choose your principle idea.</p><p></p><p>Step two: compose a portrayal of what you anticipate that the peruser should find out about it. Stage three: compose a snare that will keep the peruser perusing until they see the principle thought. At t hat point, you should utilize your snare to form your principle thought into a total thought.</p>

Men Who Have Sex With Men Essay - 1476 Words

MSM Men Who Have Sex With Men A Critical Concept Essay Tara L. Gill CIIS Sexuality is historically rooted vacillating through out time, adjusting to the individuals personal experience and is influenced by cultural norms. In the United States, sexual behavior and attitudes are driven by variations in gender, social class, ethnicity, and religion. In fact, sexuality is fluid and is different for everyone. It is a unique, diverse, complicated, secretive, and puzzling experience that is always changing. In essence sex is queer. In examining the definition of sexual orientation De Cecco (1981), reasons: Sexual orientation is one of the few areas of human behavior in which biology is not destiny ... Sex is interwoven with our feelings for others, their feeling for us, and the erotic possibilities we fancy in all these relationships. Sexual orientation, too, is a tapestry far richer and more intricate than we have imagined (p. 64). In this discussion of sexual orientation the critical concept to be examined is MSM, which refers to a wide range of groups of men who self-identify as straight, gay, bisexual, or heterosexual, primarily homo/heterosexual. The term â€Å"MSM† has a built-in ambiguity regarding the word â€Å"have† (as in â€Å"men who have...†). In present tense, it implies a habitual, ongoing behavior, not any specific event. But this use has a past tense, historical connotation as well, in that no one would be termed an MSM if he had never had sex with a man inShow MoreRelatedArgumentative Essay About Anal Penetration1460 Words   |  6 PagesIn life, I have stated that I am willing to try almost anything. This is generally true, moreover, I love new experiences and the insights that they give me, but there were a few activities that I was still unwilling to try for a variety of reasons. I have always been curious about anal penetration. It was always something that I said I would NEVER do, but there was still something that intrigued me about it. Over the course of the last few years, I have slowly sta rted to become more open to tryingRead MoreSubstance Drug Use And Alcohol : Understanding Their Intersectionality Among Men Who Have Sex With Men1554 Words   |  7 Pages Informed Consent Form Alcohol, Drugs and Sex: Understanding their Intersectionality among Men who have Sex with Men What is a research study? A research study is when scientists try to answer a question about something that we don’t know enough about. Participating may not help you or others. People volunteer to be in a research study. The decision about whether or not to take part is totally up to you. This consent form gives you information about the study. It tells you about the purposesRead MoreFactors Associated with Non-Condom Use among Homosexuals1314 Words   |  6 Pages(Geibel et al, 2010). 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In analyzing the benefits for both sexes, the most significant challenges, and the cultural or societal challenges, it can be concluded that while cross-sexRead MoreSexuality, Gender, Masculinity And Status1334 Words   |  6 Pageswhich is liking a specific sex of partners, yet this not necessarily the most significant difference in sexual preferences.1 In ancient Rome a male citizen could perform sex acts, under certain circumstances, with the gender he preferred, without fear of ridicule. Society was less concerned with the gender or age of a manà ¢â‚¬â„¢s sexual partners than with the perception of the masculinity of all male partners involved. Other things were more important than gender when it came to sex, such as penetration, masculinityRead MoreSex Sexuality And Its Effect On Society1458 Words   |  6 Pages The world in constantly evolving and ideas that were once seen as radical soon become a societal norm. Sex and sexuality have often been a taboo topic, but are a central part of history because life itself would not exists without sex. Since sexuality, and even more so same-sex sexuality, were not often mentioned historically, there are many unknowns and inferencing must be done relatively often. Through the convergence of primary sources, such as court cases and diaries, and secondaryRead MoreThird Sex: Third Generation920 Words   |  4 PagesHistory of third sex In all probability the pre-historical human societies had close to 5 or 6 gender identities, keeping with the nature of humans. Indeed some of the surviving ancient tribes (e.g. the Native Americans or the Bugis of Sulawesi, etc.)). When there were not enough gender identities, unlike present day west, these cultures accommodated all the possible shades of gender within the ones available. The feminine male, the masculine female and the hermaphrodite --- all were consideredRead MoreCauses And Effects Of Prostitution956 Words   |  4 Pagesolder ladies and young ladies. While there are little quantities of undermined men and younger men, they are limitlessly dwarfed by undermined ladies and young ladies. The individuals who buy sex are quite often men. Prostitution is physical, sexual and psychological mistreatment incurred on ladies by men. Three causes of prostitution which include: individuals who are driven by an enthusiastic requirement for sex, men who discover genuine connections excessively unsafe for an assortment of reasonsRead MoreAlbert Ellis: Accepting Men as They Are842 Words   |  4 PagesJeffrey Luong ACCEPTING MEN AS THEY ARE – ALBERT ELLIS In Albert Ellis’s, The Intelligent Woman’s Guide to Mating and Dating (1979), he states it is a fact that most males are more interested in sex from love, that they love after being sexually satisfied rather than before going to bed, as females often do. He believes women should accept men as they are: sexually demanding, less devoted to the children, less warm and romantic. Ellis states it is the natural act of a man to be this wayRead MoreThe s Argument Against Prostitution1483 Words   |  6 PagesProstitution is the exchange of money for sex which enables the client direct access to sexual satisfaction through physical contact. In this essay, I shall argue that we should be morally opposed to prostitution. I shall analyse Laurie Shrage’s argument against prostitution. I shall then consider Igor Primoratz’s objections to these arguments and examine his account for why we should not be opposed to prostitution. I shall then explain why Shrage’s argument survives these objections and we should

Essay Topics on Prisons Research - How to Write a Paper on Prison Research Research

<h1>Essay Topics on Prisons Research - How to Write a Paper on Prison Research Research</h1><p>In request to compose a paper, you ought to have the option to figure great article themes on jails investigate. On the off chance that you can give the best exposition themes on detainment facilities inquire about, you can win grants from schools and colleges for your proposal project.</p><p></p><p>As you may have found, the subjects that you should concentrate on so as to make the best papers are ones that manage a specific point that is applicable to your exploration territory. You should utilize the subject of jail investigate as the principle point. When you have recognized this theme, every other point on detainment facilities research can be dropped in your article.</p><p></p><p>It is significant that you pick the themes that you will compose on that are going to suit your topic. The points that you should concentrate on are totally identified with the subject of jail examine. You ought to have the option to distinguish the topic that you need to work with and afterward search for subjects that manage that topic. At the point when you do this, you will likewise have the option to decide the sorts of research that you are going to conduct.</p><p></p><p>In expansion to concentrating on subjects, you should realize what kind of themes you ought to expound on so as to remember for your exposition themes on penitentiaries explore. There are different kinds of points that you can remember for your paper and it is significant that you restricted your theme decisions to pick the best article subjects on penitentiaries research.</p><p></p><p>One of the things that you ought to likewise consider is that, you ought to guarantee that the exposition themes on detainment facilities look into that you make are not very broad. This will assist you with making the a rticle that will procure you more grant cash and better stamps from school and colleges. By recognizing what sorts of points you ought to remember for your article, you will have the option to abstain from exhausting themes that are probably going to stand out enough to be noticed. You ought to have the option to see the contrast between papers that are exhausting and those that are of interest.</p><p></p><p>Another thing that you ought to consider with regards to article subjects on detainment facilities examine is the structure of your exposition. While composing an examination paper can be testing, it doesn't imply that you ought to go through hours on explore on the off chance that it implies that you need more time to write.</p><p></p><p>You should realize that the best method of composing the exposition points on jails inquire about is by shaping the article into two sections. The initial segment would concentrate on the subject of jail investigate while the subsequent part would incorporate the data that you are going to present to the reader.</p>

A High Quality DCTS Essay Sample Will Is Critical to Your Success

A High Quality DCTS Essay Sample Will Is Critical to Your SuccessGetting a DCTS essay sample that is well written, well organized and accurate will be critical to your success. It will be as crucial as the work you do on the actual exam that you have to pass.The good news is that there are some simple things you can do to make sure you are getting a high quality example when you buy your exam. You can make a difference, and it does not take much time or effort to do so.The first thing you want to do is make sure you get a sample of an essay that is based on the standards for the DCTSA syllabus. Do not try to use the same examples from other exams as this will confuse you as you will find that the examples are not the same. When they are you will not know what you are doing and this can be very frustrating.Next, look at the examples that you have, and try to figure out what exactly is required. What kind of topics should you cover? What is the content of each section?Organization is k ey in any writing project, and this will be no different. Make sure you know exactly where the paper is and where you are going to end up.It is important that you find a writing sample that you like to read before you actually start working on it. Read it over several times until you are comfortable with the material. You should also try to determine if the topics are similar to other topics in your syllabus and see if you know them well enough to pass.The sample that you like best can be used as a guide, and not the entire guide. The only way you can really learn new material is by applying what you know to something new.Your essays test and evaluate all the skills that you need to succeed in the business world. Take the time to make sure you get a high quality example when you buy the exam.

The Bad Side of Expressive Essay Topics

<h1> The Bad Side of Expressive Essay Topics </h1> <p>Once more, it is basic to know that uniqueness is critical and sure strategy for guaranteeing this paper doesn't turn out to be only a standard one. You in every case instinctively comprehend when a charming article thought is in truth the absolute best thought for you. Make certain to make away from SIGNIFICANCE of the individual, spot, or occasion. Your sentences in the beginning of the exposition need to get peruser's advantage. </p> <p>Format The paper should start with an initial passage and end it utilizing an end section. Depiction lets us appear rather than tell. At the point when you show up at an acceptable method to comprehend the secret, you will have the THESIS of your paper. The C'' Test Once your underlying five expositions are acknowledged, I'll offer you a consent slip to spend the C test. </p> <p>Inspiration to make your own publicizing or media pugnacious exposition poin ts isn't precarious to find. At that point attempt to focus on your most grounded thoughts. Conceptualize proposals for the exposition. Take a gander at these hotspots for extra help and motivation on how best to create a graphic paper. </p> <p>Therefore, it's required to create the perusing intriguing and locks in. Similarly, an educator of English that knows about research of a particular religion would be knowledgeable on such a religion. Understudies have occupied existences and every now and again disregard a coming cutoff time. They frequently locate that the greater part of their work on these papers is done before they even beginning composition. </p> <p>A exceptionally basic depiction is about a compact clarification of something to a peruser so they can get the chance to comprehend what it is without essentially figuring in these sentiments. The subject should be something that the peruser can identify with. It should have a generally excellent association all together for the peruser doesn't get befuddled about what it is that you're endeavoring to state. </p> <p>The perfect approach to alter our article is to get an extensive, long break before we start this training. In the even t that your responses to all of these inquiries are confirmed, you've unquestionably made the right alternative. For example, if the paper has a fundamental word tally or page tally, return over the starter framework to conclude whether there's a perfect amount of data included. Set forth plainly, on the off chance that you aren't certain about this kind of composing and you would need to make an amazing clear paper about an individual of spot, at that point you're ready to discover article composing administrations that are accessible on the web. </p> <h2> Expressive Essay Topics Explained</h2> <p>The key exercise to remove here is that in case you're honest and real in your article, it will be easy to expound on. It's imperative to choose easily proven wrong factious paper subjects as you need restricting focuses you may counter to your own focuses. The specific initial phase recorded as a hard copy an expressive exposition is to choose your subject. The be tter than average account article requests enough second. </p> <p>Deciding on a point for an Expressive exposition ought to be relatively straightforward, if it's separated into a training. Expressive papers are amazingly well known for school entrance applications. Like each task, an expressive exposition has a specific goal. Expressive papers dissimilar to different sorts of papers need an unfinished copy that should be procrastinated on for various days before re-perusing and re-composing it. </p> <p>Imagine that you're a school chief confronted with the activity of making arrangement for your school. Who knows some of the thoughts could be utilized by different understudies to be effective! All through your school life you may have taken a particular course about which you had certain desires that probably won't have been met. Compose a decision about the manner in which you've changed over a given timespan. </p>

Danger Signs on Research Paper about Education Sample You Must Know About

<h1> Danger Signs on Research Paper about Education Sample You Must Know About </h1> <p>A paper could have a few reference sections. To make a remarkable paper, you ought to altogether choose your subject. In this way, on the off chance that you'd prefer to utilize some progressively supportive materials, don't be terrified to buy modified expositions at EssayBasics.</p> <p>An instruction article is basically a paper, which discusses different aspects of training. It serves to make space for innovative headways in the field of medication and farming. Simply, it's just sensible to state that training is fundamental. Getting a web training is turning out to be progressively increasingly mainstream in view of enormous number of preferences it has over customary guidance. </p> <p>Back to the understudies, among the great advantages of on-line instruction is that students can learn at their own speed. Concentrating on a specific piece of training will create the work less lumbering and you'll have a particular heading for youreducation exposition. It is one of the most various controls that any school brings to the table, and there are various approaches to making training paper. Having training offers you the shrewdness and aptitudes basic to exceed expectations in a talented and work climate. </p> <h2> The Research Paper about Education Sample Chronicles</h2> <p>You may restrict the compass of your paper by various variables, for example, time, work force, sexual orientation, age, geographic spot, nationality, and so on. On the off chance that an individual is circumscribing the destitution line, they couldn't bear to stay in urban zones exclusively with their profit. In the event that there's a gathering between two people w ho have a place with totally various societies, however have precisely the same measure of training, they'll have the option to appreciate each othernot with regards to language, yet concerning viewpoint. The opportunity to choose your instructive way is a suffering nature of on-line training. </p> <p>Research Paper isn't an undertaking for a solitary day. An individual ought to understand that each Research Paper is a refined composing since it must contain particular research and unmistakable thought. The more you understand the easier it's for you to make a flourishing examination paper. </p> <p>During your first year or when you begin to accept that you may decide to go to graduate school, you should move toward workforce to enter their research center during the scholastic schedule year. Ordinarily, tutoring is very fundamental to human life since school is seen as a foundation which works with youth to expand society or assist understudies with understa nding their independence. Instruction has a basic influence in forming fruitful people. Our training is genuinely worth speculation. </p> <p>On-line learning is perceived and contradicted in numerous bits of the planet. Training is a fairly well known point in the advanced society since it is a wellspring of disappointment for citizens. Having training is extraordinary for everyone! </p> <p>Even on the off chance that you have essential information, it very well may be entirely precarious to introduce it in a fitting deliberate way in accordance with the standards of formalization. Sources introducing mistaken and old data with respect to the current subject weren't utilized for the points of the examination. Make rules of what you might want to accomplish in your examination. When leading a web investigate the importance of the information utilized need to get affirmed. </p> <p>The transient riches making impact brought by cryptographic forms of money has an awesome effect, yet later on, it may be just a sprinkle. It's basic that you restricted down the range of your work so you could have a specific course for moving toward the subject. For instance, for a grown-up individual seven days is an unbelievably short timeframe, while for a newborn child seven days is an extremely noteworthy period. There are a considerable amount of clarifications for why sex instruction is applicable since early on. </p> <p>After you settle on your postulation, you should try to place it in the correct recognize the past sentence of the absolute first section. You may likewise observe continue layout. Beside a report diagram and an introduction layout, an exploration paper plot is among the most successive sorts of frameworks you're destined to experience in a specific field. By contemplating different blueprint tests, you're ensured to think of the perfect research paper diagram in practically no time.</p>

The Ultimate Manual to Injustice Topics

<h1> The Ultimate Manual to Injustice Topics </h1> <p>There are a few various types of benefit. Significant group sports aren't the main grounds these showings are happening. It is difficult to run over perfect recordings for kids under a particular age, yet there are some out there. Stay mindful to go over significant models. </p> <p>Then it is conceivable to pull this up on any PC (yet then you should get the web!) You will get a reward in the event that you have at least three unmistakable types of sources. At that point you will give an answer or answers for fixing this issue. There are bunches of issues, even on your own grounds, that ought to be resolved.</p> <p>Although an arrangement discourse is a sort of convincing discourse, and a few of the standards for enticing addresses will in fact apply, a strategy discourse is a somewhat specific sort of influential introduction, and the speaker must be aware of some basic rules before picki ng their subject. The speaker will impart their insight on the procedure, explicitly whether they trust it will be powerful. It additionally should be where the speaker can get profoundly capable, and there should be satisfactory research and information to back up any contention possibly in support of the issue. </p> <h2> The Debate Over Injustice Topics</h2> <p>The government ought to make something fundamentally the same as what the school does, this would get together a decent arrangement of cash that would go to an enormous reason. Our topics generally focus on the widespread qualities like empathy, tolerance, love, etc. When choosing your social issues point, attempt to recollect that it's constantly far superior to expound on something you're as of now pretty much familiar with. Concentrate on universal news too. </p> <p>If you might want to create a dubious paper, you certainly should search for the absolute best social issues themes or pa rody subjects. We've accumulated intriguing subjects you're ready to compose on, and set them into subcategories. Try not to spare a moment to utilize our example themes to deliver your own!</p> <p>Most issues can have articles on all the previously mentioned questions. The social issues inquire about papers may show up simple to write in examination with various subjects, yet it requests an amazingly innovative system, a significant amount of interest and ability to think past the crate and search data in unusual sources. At the point when you create a social issue article, it is critical to unmistakably show your private perspective on the issue. We are here so as to assist you with picking one, and give you some essential thoughts on the best way to make an unrivaled social issues paper. </p> <p>Some adolescents are so associated with the computerized universe of web gaming and media they don't generally take a gander at things and issues around them. In order to annihilate separation, the guide of every single individual is required. You're constructing a photograph of a social issue, and you should raise each potential side of the story. Cultural impac t on high school smoking. </p> <p>You aren't just portraying something, you're investigating and in any event, dismembering it. Use whatever you know to uncover your cognizance of the planet, and bring out past philosophical speculations. It additionally should be something which you ought to handily look into with the goal that you should run over enough proof and evidence to back up your thoughts. Use your guide to hold up your supposition and clarify it. </p> <p>Discrimination has been a gigantic bit of our general public. Equity likewise ingrains a consciousness of having a place with individuals. Youngsters are keen on being tuned in to and they might want to be useful. </p> <h2>Up in Arms About Injustice Topics? </h2> <p>Discrimination consistently advances or uncovers out of line treatment of someone or a particular gathering of individuals on the grounds of preference and inclination which could cause feelings like dissatisfaction and outrage. The annihilation of s egregation is definitely not a straightforward undertaking to achieve as a result of the issues that surface from separation and the time taken to fathom it. Social equity issues can occur with respect to for all intents and purposes any piece of society where imbalance can emerge as a result of unfair partialities or approaches. Social bad form is moreover the manner in which uncalled for activities are done in the general public. </p> <p>When condemning a criminal people imagine that sexism and bigotry play in to the kind of sentence given to a crook. Equity presents individuals who have a sentiment of pride. A few people imagine that equity is the thing that has the absolute best results while some contend that equity originates from common understanding of the entirety of the gatherings in question. In synopsis, equity and bad form can't coincide in precisely the same spot. </p>

Different Essay Requirements at Cortland College

Different Essay Requirements at Cortland CollegeCortland College is in New York and the majority of their requirements are similar to other colleges and universities in that they have an essay, a final, project, and then the final examination. There are a few things that you can do to make your coursework more challenging. One way is to take on a challenge yourself by writing a very high quality essay. You can choose to write on any topic or you can specialize in your own field.One common topic is finance. If you are good at mathematics and can write, this is a great subject area to study because it is a fairly broad subject. You can also take it up another level and learn more about how the stock market works and the daily events in the economy that affect stocks.The first thing you need to do before you can begin your essay is to decide what subject or topic you want to write about. Choose a theme for your essay so that you will be able to come up with something to write about. Thi s should be based on the research you have done, and you should make sure that all of your material is correct.If you are taking some classes that need a thesis statement, then you can write your essay as if you were studying for a thesis. Write down three ideas you would like to tackle in your essay and use these to guide you in writing your paper.Once you know what topic you want to cover in your Cortland College essay requirements, you need to find some interesting ways to get around the subject. One way is to use vocabulary and sentence structures that you are familiar with from reading books or watching TV. Another is to be more creative by going beyond the commonly used expressions.In order to write a very good Cortland College essay requirements, you need to use your common sense and make logical and concise sentences. Don't repeat yourself or you might get too bogged down in the topic. To write correctly, you need to read, reread, and research to help you with your thesis st atement.Many people start out their papers by reviewing the Cortland College essay requirements. If you find them difficult, then you can take up a challenge of some kind to make them easier. Doing some research can help you. Take up the challenge of going to class with a friend or by joining a study group.Doing your Cortland College essay requirements by yourself can be very challenging. There are a lot of things to keep track of and you will need to practice the skills of concentration and detail. Before you actually start your paper, though, you should be prepared to face some challenges by learning a little bit about how to write a college paper before you begin.

College Essay Samples of Format

College Essay Samples of FormatWhen it comes to essay writing, college essays are often treated as a part of a master's degree course. This is sometimes a mistake since the college essay can have a significant impact on whether or not you graduate. And while we all would like to think that one can graduate from college without writing a single word, there are other more practical reasons why you may want to spend some time and effort to write your own essay.Writing student essays can be a rather difficult task. And since it is a very large subject, it is likely that you will come across at least some errors. Some of these mistakes might seem insignificant, but they can be enough to stop you from being accepted into a prestigious university. This is why you may want to utilize college essay samples of format.The internet is filled with all sorts of college essay samples of format and style. But don't expect to find a lot of sample essays. In fact, there are only a handful of websites where you can find sample college essays. And that might be okay if you do not have a particular reason to consult a website.But in fact, many people go to different universities for different reasons. And since writing papers is a subject that can be covered in most colleges, your chances of finding one that you would prefer would greatly increase if you went to more than one university. Fortunately, there are thousands of websites out there where you can find such samples.Another thing that you have to remember is that even if a site contains some sample essays, you need to read and analyze them before deciding on your own to make a decision. An evaluation will tell you a lot about the quality of the materials and the sites that provide them. And since a lot of resources are available online, you should check all of them.You can also browse through various essays and some of them will offer sample forms that can be used as a starting point. Of course, it is important to ensure tha t these forms were written by a person who is capable of imparting real ideas. There are some sample forms that can be used as templates and will help you in the creation of your own unique college essay.And these essay samples of the format can be a good source of information about how to write a great essay. Whether you go to the same college or to a different one, you will be able to find a few items that you will be able to use to write an excellent and impressive essay.

Learning Journal Unit 8. Consider Your Own Personal Top

Learning Journal Unit 8 Consider your own personal top five to ten ethical values that are your highest priority. Write in your journal what these ethical values are. Then, compose your own code of ethics; attempt to associate with each value, two example behaviors which reflect each value. Dear Mrs. Edith, It gives me great pleasure to write this learning journal although I feel a certain discomfort as this is my last journal for this course. I have really enjoyed my time in this course and I have learned a lot of things. I am sorry if at times I didn’t interact much with my colleagues on the discussion fora. I am grateful and thankful for your presence, guidance, and assistance during the last 8 weeks. Thank you very much for everything†¦show more content†¦8. To always act ethically and morally. 9. To never discriminate no matter the level of stress, chaos, or circumstances. 10. To always extend a helping hand to whomever needs it by adopting an attitude to serving, assisting, learning, leading, and empowering. 11. To always observe these ethical values and to apply them on a daily basis: honesty, trustworthiness, integrity, transparency, accountability, confidentiality, and professionalism. 12. To perform my duties duly, effectively and efficiently, by avoiding any conflict of interest, in order to promote the norms and values of the company I work for. 13. To promote and apply the core competencies of: communication, teamwork, planning and organizing, creativity, client focus, commitment to continuous learning, and technological awareness. (These are the core competencies of the United Nations that I am thankful and grateful to have taken part of in the past and that I dream of adhering to again in the near future). 14. To promote a culture of cooperation and sharing. 15. To avoid misconduct. 16. To be a good leader and a good role model. 17. 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Corporate Liquidity and Capital Structure

Question: Discuss about the Case Study of Corporate Liquidity and Capital Structure. Answer: Current situation The Sengupta Fibers Ltd. is engaged in the production of nylon fiber and it was incorporated in 1962. Mrs. Sharma who is the owner and the managing director of the company manages the business. The company has a plant in Kota, which uses modern and innovative textile technologies. It sources raw material from local supplier and due to its quality product and cheap price it has become extremely popular among small textile weavers. The product of the company synthetic fiber is in great demand in the country because of traditional Indian attire sari. The company purchases raw material from local suppliers, it process the raw material and sells the end product to the textile weavers. The textile owners manufactures sari and sells them to end consumers. In the local market the demand of the sari is rising in each passing year. The result for such increase in demand of the sari is the increased demand of the synthetic fiber. The company has been performing consistently well and it has made continuous profit throughout the year. The sale of the company has grown at an impressive rate of 18% and the estimated sales figure is impressive. Among all the positive indications about the company the event in the parking lot has highlighted a major problem that the company is currently facing. The company produces roll of fibers which are stored at ware house and from there it is loaded in the truck and distributed to the customers. As the company is engaged in manufacturing it is required to pay excise duty to the government before the truck leaves the factory gate. In a morning in January 1990 the company was supposed to deliver the goods to customer for that truck was loaded the night before. In the morning the truck was being unloaded because the company has not paid excise duty on those goods and consequently the tax inspector has not cleared the goods for departure. In the process of arranging cash for paying the taxes due it came to the knowledge of the bookkeeper Mr. Ashoka and the owner Mrs. Sharma that the company has overdrawn its bank account. In order to pay the taxes the company is required to arrange loan from the All India Bank Trust Company. In spite of the good demand and sales of the product the company is currently facing acute liquid crunch which is evident from the above stated event. Reasons The Sengupta Fibers is engaged in the manufacturing of Fibers and has strong demand for its product among local weavers. Further the overall situation of textile market is also very encouraging but still the company is facing shortage of cash, the possible reasons for such situation are given below: The profit margin of the company is thin so it can be implied that the earnings received is mostly used up in paying expenses. The company has declared and paid high dividends to share holders for many consecutive years. The sales collection from customers has remained the same and no measures has been undertaken to improve that. The credit policy of the company can be described as 40% is collected in next month and the remaining 60% is collected the month after. The company receives a line of credit from All India Bank Trust company so that it can maintain its liquidity. According to the bank policy it is required to be repaid at the end of October but the company failed to do so as a result the manager of the bank is not willing to extend any further loan to the company. Improper allocation of working Capital. Therefore in order to avoid such situation the company should consider revising the credit policy allowed to the customer so that reasonable cash in hand could be maintained. Consequences The liquidity is very important because it ensures that short term obligations of the company are fulfilled and it also helps the company to grab the available opportunities (Kiyotaki and Moore 2012). The cash is the liquid assets and the unavailability of cash means company is going through liquidity risk. In the given case, Sengupta Fibers is facing problems relating to low liquidity as a result the company has to face various adverse consequences. The Sengupta Fibers has existing market and steady demand for its product among local weavers. The product was also ready and stored in warehouse but the company failed to deliver merchandise on time to its customer because of low liquidity of the company. The consequence that the company faced due to low liquidity is that it failed to arrange cash for making payment of excise duty as the bank accounts were over drawn. As a result the tax officer did not allow the truck to leave the ware house so the company failed to meet the expectatio n of customer and failed to deliver goods on time. In the long run this might hurt the reputation of the company and adversely affect the business (Liang et al. 2012). The company had to arrange for loan to make the tax payment so it increases its interest costs and further reduces the already thin profit margin. In conclusion it can be said that the low liquidity does not only costs reputation of the company but financially it is also very costly (Drehmann and Nikolaou 2013). 2. The Sengupta Fibers was unable to arrange cash for making tax payment so decided to arrange for loan from All India Bank Trust Company. The manager of the bank agreed to provide loan only if the company produces a projected financial statement of the company. Therefore Mr. Ashoke the bookkeeper of the company prepared a financial forecast of the company. The lack of financial planning with improper use of cash resource is the main reason for companies becoming insolvent (Radulescu and Nistor 2014). The financial forecasting is therefore very important to reduce the insolvency risk of the company. The analysis of the financial forecast prepared by the Sengupta fibers will help to understand the overall financial condition of the business, estimated cash needs for future activities, estimated cash sources and other important financial informations. Analysis of Monthly Sales The monthly Sales forecast prepared by Sengupta Fibers shows that the overall sales is expected to increase from Rs. 6,53,49,336.00 to Rs. 78,256,870.00 which is an expected increase of 19.75% in sales figure. The expected growth rate of 20% in sales is an impressive figure but to achieve this company is required to increase its production and that requires increase in availability of cash for working capital (Cavander et al. 2015). Analysis of Comparative Income Statement The company has prepared a forecast income statement as shown in exhibit 2. On preparing a comparative income statement and analyzing the same will provide valuable insight that is very important in decision making (Tan, Zhang and Liu 2013). The actual changes shown in the comparative income statement is calculated by comparing the figures of1988 with 1989 and 1989 with 1990 and the percentage change is calculated by diving actual changes with the figures of 1988 and 1989 and multiplying it with 100. The comparative Statement is provided below: Comparative Income Statement Particulars Actual Forecast Actual Change % Change 1988 1989 1990 between 1988-89 between 1989-90 between 1988-89 between 1989-90 Gross Sales 55546936.00 65349336.00 78256870.00 9802400.00 12907534.00 18% 20% Excise Tax 8332040.00 9802400.00 11738530.00 1470360.00 1936130.00 18% 20% Net Sales 47214896.00 55546936.00 66518339.00 8332040.00 10971403.00 18% 20% Cost Of Goods sold 38327385.00 46398029.00 57675313.00 8070644.00 11277284.00 21% 24% Gross Profit 8887510.00 9148907.00 8843026.00 261397.00 -305881.00 3% -3% Operating expenses 3012444.00 4159275.00 4695412.00 1146831.00 536137.00 38% 13% Depreciation 662476.00 782640.00 924600.00 120164.00 141960.00 18% 18% Interest expenses 910000.00 1240000.00 1830001.00 330000.00 590001.00 36% 48% Profit Before Tax 4965066.00 3749632.00 1400013.00 -1215434.00 -2349619.00 -24% -63% Income Tax 1489520.00 1124890.00 420004.00 -364630.00 -704886.00 -24% -63% Net Profit 3475546.00 2624742.00 980009.00 -850804.00 -1644733.00 -24% -63% On analyzing the comparative income statement it can been seen that although it is estimated that sales will increase by 20% in 1990 but the gross profit of the company in the same period is expected to reduce by 3%. The main reason for such decrease in Gross profit is the increase of Cost Of Goods sold by 24% in 1990 which increased by 21% between 19888-89 period so there was cumulative increase of 3% in COGS. The analysis of expenses in the comparative income statement shows that the interest expense of the company has hugely increased by 48% from last year 1990 and by 36% between1988-89. This shows that the loan burden of the company is continuously rising and the company has to repay loans along with increasing interests which is further draining out the cash resources of the company. In the year 1988-89 the operating expenses of the company increased by 38% which adversely affected the net profit of the company. It is also further expected that the operating expenses of the company will increase by 18% during 1990. This huge increase in operating expenses and interest expenses has adversely affected the Net profit of the company (Bradbury and Scott 2014). It is expected that in the year 1990 the Net Profit will decrease by 63% which is very alarming for any company. The Net Profit of the company reduced by 24% between the years 1988-89 which by itself was alarming but as no corrective measures were undertaken it is expected that profit will further dip by 63%. Analysis of Comparative Balance Sheet In order to analyze the estimated financial position of the company a comparative balance sheet is prepared (Louis et al. 2014). The actual changes are calculated by comparing the figures of 1989 with 1990 and the percentage change is calculated by diving actual changes with the figures of 1989 and multiplying it with 100. The comparative statement is given below. Comparative Balance Sheet Particular 1989 1990 Actual Change % Change Cash 64123.00 64000.00 -123.00 -0.19% Accounts Receivable 2302186.00 3205619.00 903433.00 39.24% Inventories 1076000.00 1806344.00 730344.00 67.88% Total Current Assets 3442309.00 5075963.00 1633654.00 47.46% Plant Equipments 8969000.00 9896000.00 927000.00 10.34% Accumulated Depreciation 1278500.00 2203100.00 924600.00 72.32% Net Fixed Assets 7417500.00 7692900.00 275400.00 3.71% Total Assets 11436809.00 13344864.00 1908055.00 16.68% Accounts Payable 654234.00 998962.00 344728.00 52.69% Notes to Bank 587575.00 3135569.00 2547994.00 433.65% Accrued Taxes 0.00 -164667.00 -164667.00 Total Current Liability 1241809.00 3969855.00 2728046.00 219.68% Owners Equity 10195000.00 9375009.00 -819991.00 -8.04% Total Liabilities and Equities 11436809.00 13344864.00 1908055.00 16.68% The company is currently facing low liquidity and the analysis of the statement further shows that the cash in hand is expected to reduce by 0.19%. It shows that the liquidity position of the company is not expected to improve. It is expected that Inventories will increase by 67.88% from last year it means that company has to bear high inventory carrying cost which will further affect the liquidity of the company. The Notes to Bank has increased by 433.65% which shows that company has become highly dependent on loan fund in carrying out day to day expenses. The overall financial position on conducting Horizontal Analysis does not show a very encouraging picture of the company. Further, for Vertical analysis a common size statement is prepared. The common size statement is calculated by taking sales as 100% and representing all figures taking that as the base. The calculations are given below: Common Size Income Statement Particulars Actual Forecast 1988 1989 1990 Gross Sales 55546936.00 100% 65349336.00 100% 78256870.00 100% Excise Tax 8332040.00 15% 9802400.00 15% 11738530.00 15% Net Sales 47214896.00 85% 55546936.00 85% 66518339.00 85% Cost Of Goods sold 38327385.00 69% 46398029.00 71% 57675313.00 74% Gross Profit 8887510.00 16% 9148907.00 14% 8843026.00 11% Operating expenses 3012444.00 5% 4159275.00 6% 4695412.00 6% Depreciation 662476.00 1% 782640.00 1% 924600.00 1% Interest expenses 910000.00 2% 1240000.00 2% 1830001.00 2% Profit Before Tax 4965066.00 9% 3749632.00 6% 1400013.00 2% Income Tax 1489520.00 3% 1124890.00 2% 420004.00 1% Net Profit 3475546.00 6% 2624742.00 4% 980009.00 1% The Common Size Income Statement shows that forecasted Net profit has become 1% the situation is continuously decorating as exhibited from Net Profit Percentage of 6% in 1988 to 4% in 1989 and 1% in 1990. The common size balance sheet is prepared by taking total assets and liabilities as 100% and all assets and liabilities are represented taking it as base. The calculation is given below. Common Size Balance Sheet Particular 1989 1990 Cash 64123.00 1% 64000.00 0.48% Accounts Receivable 2302186.00 20% 3205619.00 24.02% Inventories 1076000.00 9% 1806344.00 13.54% Total Current Assets 3442309.00 30% 5075963.00 38.04% Plant Equipment 8969000.00 78% 9896000.00 74.16% Accumulated Depreciation 1278500.00 11% 2203100.00 16.51% Net Fixed Assets 7417500.00 65% 7692900.00 57.65% Total Assets 11436809.00 100% 13344864.00 100.00% Accounts Payable 654234.00 6% 998962.00 7.49% Notes to Bank 587575.00 5% 3135569.00 23.50% Accrued Taxes 0.00 0% -164667.00 -1.23% Total Current Liability 1241809.00 11% 3969855.00 29.75% Owners Equity 10195000.00 89% 9375009.00 70.25% Total Liabilities and Equities 11436809.00 100% 13344864.00 100.00% The common size statement shows that estimated cash flow is reducing in terms of total assets. It is a negative sign because the company is already suffering from liquidity crisis further reduction will hamper the operating capacity of the company. In conclusion, it can be ascertained after Horizontal and Vertical Analysis is that the position of the company is not very encouraging. 3. Alternative Actions The forecast prepared by the bookkeeper is based on certain assumptions which fail to address the current situation of the company. The liquidity of the company is low so to improve the position Mrs. Sharma is required to adopt alternative methods and take concrete steps to rectify the situations (Brigham and Ehrhardt 2013). The first thing that Mrs. Sharma should consider to change is the credit policy of the company. The company is currently facing shortage of cash so to improve the situation company should focus on increasing cash sales and decreasing credit period (Owolabi and Obida 2012). This could be done by considering the alternative of providing heavy discount to customers for cash sales and credit sales with credit period of less than one month. This heavy discount will reduce the profitability of the company but it will help to ensure that cash is available in the hands of the company because it is the need of the hour. The company has the policy of purchasing material two month in advance. This policy is helpful in maintaining smooth production but keeping in view the current position of the company an alternative of maintaining one month material in advance should be considered. The forecast shows that the company is expected to incur a capital expenditure of Rs. 300000.00 every three month. Mrs. Sharma should consider the alternative of reducing the capital expenditure so that liquidity position of the company could be improved (Anderson, R.W. and Carverhill 2012). The company has the policy of paying dividend of Rs. 450000.00 every three month. An alternative Dividend policy should be followed till the cash position of the company is improved (Murto and Tervi 2014). These are the alternative actions that Mrs. Sharma may take so that the liquidity position of the company could be improved. A table showing current Assumption and another table is provided for Alternative assumption and its effect is given below demonstrating the positive effect of alternative action suggested above. Particulars Current Assumption Income Tax/Profit Before Tax 30% Excise Tax/Sales 15% This Month Collections of Last Month's Sales 40% This Month Collections of Month-before-Last Sales 60% Purchases/ Sales two months later 55% Wages/Purchases 30% Annual Operating Expenses/Annual Sales 3.00% Capital Expenditures (every third month) 100,000 Interest Rate on Borrowings (and deposits) 16% Minimum Cash Balance 640,000 Depreciation/Gross PPE (per year) (per month) 10% Dividends Paid (every third month) 50,000 A table showing effect of Alternative Assumptions Particulars Alternative Assumption Effects Cash Sales and Credit Policy Increasing cash sales and decreasing credit period to 1 month It will increase cash availability in the hands of the company Purchase policy Maintaining one month material in advance It will reduce carrying costs and reductions in cash out flow as less payment are to be made to suppliers. Capital expenditure Reducing the capital expenditure It will improve the liquidity position of the company. Dividend Policy To reduce or stop payment of dividend. This will improve cash in hand of the company as a result the company could operate effectively. Operating Proposals Mrs. Sharma is the owner and managing director of the company and she has received various operating proposals from various departments of the company. The proposal includes a letter from sales manager requesting favorable credit terms for customers, a note for change in inventory policy from transportation manager, demand from suppliers to increase their lead time and a suggestion by operation manger to adopt the scheme of maintaining even annual production. In the following paragraphs the viability of the proposals and their impact on the financial needs of the company is discussed. The Field Sales Manager gave a proposal to increase the credit limit from 45 days to 80 days for a customer in Pondicherry. It is expected that if the credit period is revised then the sales from Pondicherry will considerably increased. The primary motive of the business is to expand the market and increase its sales but it is important for the company to maintain its liquidity (Jimenez Ramirez et al. 2013). The company is currently facing an acute shortage of liquid fund under this circumstances the proposal of the sales manager to increase credit period will further diminish the cash availability of the company. It is in best interest of the company not to implement the proposal of the company. The proposal submitted by the Transport manager if implemented will enable the company to maintain a raw material inventory of one month. This will reduce the inventory carrying costs and help tracking of inventory much easier. The liquidity of the company is low so maintaining an inventory of one month will reduce the blockage of fund thus improving the financial condition (Dekker et al. 2013). As this proposal is expected to have positive impact on the financial condition of the company it should be adopted. The proposal of a purchase agent to purchase a material on just in time basis will reduce the inventory holding period from 60 days to just 2 to 3 days. This will greatly reduce the inventory carrying costs thus improving the financial performance of the company (Chen Simchi-Levi 2012). It is recommended that if the proposal is feasible then it should be adopted because it will increase cash availability in the hand of the company. The operation manager has submitted a proposal for maintaining a steady production level throughout the year. The proposal sighted various advantages like increased gross profit; stronger, stable efficient workforce; reduction in training and setup costs; reduction in manufacturing costs; efficient utilization of plant equipments and etc. On considering the advantages the proposal has offered in terms of financial and operational efficiency it should be accepted. 5. The Sengupta Fibers has a very low cash reserve so it requires an in depth analysis of the financial structure. The Bank being a lender is primarily interested in analyzing the liquidity and financial performance of the company. The liquidity ratio measures the companys ability to pay its current obligations (van den End and Kruidhof 2013). The low liquidity is very risky because it may lead to insolvency of the company. An important liquidity ratio is the current ratio it is measured by dividing current assets with current liability (Heikal et al. 2013). A low Current ratio indicates that there is a high probability that the company may be unable to pay its current obligations whereas a high current ratio indicated that the company is under utilizing its assets. The ideal current ratio is taken as 2 times which means a company should ideally have two times the current assets than its current liability. In the given case the Sengupta Fibers had a Current Ratio of 2.77 times in 198 9 which reduced to 1.28 times in 1990. As a banker this expected reduction of Current ratio is an alarming signal and it is advised that the company should devise a strategy to increase its working capital thus improving the current ratio (Saleem and Rehman 2011). The profitability ratio is also an important indicator that the banker is required to consider in evaluating the performance of the company (Komala and Nugroho 2013). The Gross profit ratio of the company was 14% in 1989 which became 11% in 1990 it shows the costs burden of the company is increasing. The Net Profit margin of the company has reduced from 4% in 1989 to 1% in 1990. The profit margin of the company has become extremely thin so the company should adopt a strategy to control and reduce costs. It is important for a banker to consider the long-term solvency of the company. The most important ratio that a banker considers is debt to equity ratio. It indicates whether the assets of the company are financed by own fund or debt. A low debt to equity ratio is naturally good because it represents the higher possibility of the company to repay its debt (Delen et al. 2013). In the given case Sengupta Fibers have a debt ratio of 0.12 in 1989 which is expected to increase to 0.42 in 1990. The company should develop a strategy to reduce its dependent on debt capital for financing assets and paying day to day expenses. In conclusion it can be argued that to regain the confidence the company it is required to develop strategies to improve its working capital, improving current ratio, improve profit margin and reduce its dependent on debt for financing. Part B Financing various projects require huge amount of investment, an organization generally use any of the following sources to arrange the required amount of investments for investing in different projects. Retained earnings of the organization. Loans from financial institutions, banks or other such organizations. In case an organization has necessary funds available in the form of retained earnings for making investments in desirable projects then the question of arranging loans from different financial institutions or banks does not arise. However often organizations find it difficult to finance a whole project from its retained earnings due to various reasons ranging from insufficient funds to operating leverage issues etc. Either under such situations, an organization would arrange loans for the finance of the project or projects as the case may be, or it may arrange part of the investment from retained earnings and other part from loans from financial institutions and banks (Finnerty 2013). If the management of the organization decides to take loans from financial institutions or banks then necessary procedures have to be fulfilled by the organization before applying for the loan from the respective institutions or banks as the case may be. Different financial institutions and banks have different standard procedures that are to be fulfilled by an organization to apply for loans. However, there may be some variations between the standard procedures amongst different financial institutions and banks but generally the standard criterions needed to be fulfilled by an organization applying for loans would be almost similar (Quercia 2012). A financial institution or bank would appraise the financial statements of the loan seeking organization to assess the financial strengths and weaknesses of the organization to verify whether the organization has the liquidity strengths required for repayment of the loan in future (Rad et al. 2013). However, the future cannot be predicted with cent percent certainty yet the financial statements of an organization would provide a certain degree of assurance to the financial institutions or banks, as the case may be, before taking the decisions in respect of providing the required financial assistance to the organization for investment in different projects (Nilsson and hman 2012). The financial institutions would verify the statement of financial position, i.e. the Balance Sheet of the organization, to assess the amount of fixed assets, current assets, long-term loans, short-term loans and retained earnings. Financial analysts would be able to understand the soundness of the financial strengths of the organization after analyzing the statement of financial position of the organization (Healy and Palepu 2012). The statement of operating results of an organization would also enlighten the financial institutions and banks about the profitability of the organization as to how much profit the organization has earned over the years. Proper analyzing of the financial statements of an organization would help the financial institutions and banks to assess the financial strengths and ability to earn profit over the years. The financial statements also include cash flow statement apart from statement of financial position and statement of operating results of an organization (Louis et al. 2013). Cash flow statement is a very important part of the overall financial statements of an organization (Ogneva 2012). The statement of operating results of an organization tells the analyst about the profitability of the organization, and often the profitability is not the right measu re to analyze the ability of an organization of paying its debts. Since generally the organization used accrual basis of accounting to record the transactions in the books of account of an organization to prepare the financial statements of the organization (Kaplan and Atkinson 2015). The cash flow statement on the other hand tells an analyst about the cash position of the organization; the sources from which the cash flowed into the organization under operating, financial and investing heads and similarly the areas in which the cash has been spent under operating, financial and investing heads (Farshadfar and Monem 2013). These are the normal financial analysis which the experts have used over the years to assess the financial condition and soundness of the business of an organization by the financial institutions before deciding on the application of loans of such organizations. Uncovering cash and insights from working capital is a new and improved procedure used by financial ana lysts to understand the liquidity position of an organization better for forecasting the ability of an organization to repay its debt in the future. In case of Sengupta Fibers Limited Ryan Devies and David Merin have carried out the above procedure of uncovering cash and insights from working capital, the basic objective of this exercise is to find out whether the organization. In this specific case Sengupta Fibers Limited, can generate the required amount of cash from the working capital to avail the benefits of positive market analysis by taking loans using the positive outlook from the same. One of the toughest and certainly not a glamorous task from any stretch of imagination is the task of managing the working capital of an organization. It involves lot of planning on the part of the executives to draw a suitable working capital plan to for the organization to follow. The problem with planning is that the planning is made on the basis of certain assumptions which may not hold w ell in the future, in fact often the situation turns out completely different from the expectation (Garcia 2013). Under such situation it is the responsibility of the management to take necessary action to ensure that the working capital of the organization is maintained. Otherwise the operations of the organization will be negatively influenced if there is a negative working capital as the organization will not be able to carry out its regular business operations effectively (Healy 2012). The financial institutions or banks, which will be providing financial assistance to any organization, would be very careful about the liquidity position of the organization and the efficiency of the management in managing the working capital of the organization effectively. The better the working capital management the better the chances that the organization will not be out of funds when needed, such organizations will get a head start compare to other organization in case of availing loans from financial institutions and banks (Baos-Caballero et al. 2014). A proper planning as to the future requirements of cash for various purposes and the sources from which the probable inflow of cash will take place in the organization would help the management to manage its working capital better. Subsequently the chances of the organization to avail loan from financial institutions and banks would also increase. Considering all these variables the ability of the Sengupta Fibers Limited to manage its working capital effectively would influence its chances to avail loan from financial institutions and banks under suitable terms and conditions (Manjhi and Kulkarni 2012). As can be seen from the report prepared by the Ryan Davies and David Merin on working capital management of the organization in question, i.e. the Sengupta Fibres Limited, the working capital requirements and net working capital of the organization have shown considerable variations over the years. This is certainly not a positive finding for the organization; since having different working capital is still understandable as the an organization may decides to increase its scope of operations year after year and this will obviously influenced the working capital requirement of the organization in different years. But the variation in net working capital, especially if the variation is not in favor of the organization, then it is a huge cause of concerned as in the case of Sengupta Fibers Limited. But the only silver lining in this case is that even the working capital requirement of the industry in which the organization works is quite differing over the years. The financial institutions or banks as the case maybe who ever will provide the required financial assistance to the organization for financing the projects of the organizations would obviously take into consideration this aspect. Management of working capital and net working capital balances over the years to make certain assertions on the w orkings of the organization and this will have a huge bearing in the overall decision of the financial institutions or banks as the case may (Awad and Jayyar 2013). Thus, the management of Sengupta Fibres Limited has to take correct decisions in the future to manage its working capital better so as to make it a stronger point for the organization for availing loans from financial institutions. The manager who has been given responsibility to manage the working capital has to more pro-active in his or her approach to ensure better parity between the working capital planning and actual working capital management (Tauringana and Adjapong Afrifa 2013). 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